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What is the Purpose of Refinancing

Refinancing a Current Mortgage may bring monetary benefits such providing cash for home improvement projects,
paying off debt or reducing the loan term for payoff. Total Financing charges may be higher over the life of the loan.

Reduce Your Payment

Personal Loans, Auto Loans, Credit Card debt can all be consolidated into one Home Loan Mortgage at a lower interest rate. Reduce monthly debt payments with a debt consolidation mortgage.

Take Cash Out

A cash out home mortgage utilizes the appreciated equity at up to 80% of current value. Funds may be used for home improvement projects which in turn increase the appeal of the property.

Shorten Your Loan Term

Lowering the amortization period of a home loan gets it closer to payoff and builds equity faster. Saving thousands of dollars in accrued interest over time. From 8 to 30 Year Fixed Rate Mortgages available.

Customers Testimonials

I recently refinanced my house with Mortgage XHL, they were exceptionally professional, responsive, committed to make sure my refinance went smoothly.

Delmi Canales

Home Owner

We worked with Mr Behnam Taheri for our new home mortgage. He was very kind and helpful,polite and knowledgeable...

Roya Sardar

I recommend Mortgage X Home Loans because of their experience. Ben Taheri showed he is a 20 year veteran by his approach to my unusual situation. I have spoken to many other "lenders" only to find out they have been in business ONLY during the last few "boom years" of lending and real estate. His processing team is just as experienced as he is. Off course great rates and cost go without saying. Not a "lip-service" lender but actually has the ability as a DIRECT LENDER to deliver without hesitation. IF you want your home loan purchase or refinance closed the way it should be call Mortgage X Home Loans

Mahdi Po

The first ones are always memorable and buying the first home is one of them. Ben Taheri is a person who helped me that I was able to turn this first one into one of my best memories. Ben is very professional and considers all aspects. He is very diligent and patient, answers all your questions carefully with details, and is also follow-up and promising. He solves your worries with explanation and solution. Everything went so smoothly and without any problems with Ben Taheri. Thanks to Ben and his professional team specially Jean for giving me the first home in the shortest possible time with very good mortgage rate. Thank you

Sima Moj

Ben was an absolute pleasure to work with and made the home buying process a breeze.

After working with a large bank on a refinance previously, I was a little nervous about the home buying process and all the stress that went along with it.

Ben and Mortgage X Home Loans made the entire process stress free, were extremely responsive, and answered any all questions we had about the process. I cannot recommend them enough.

Mario Martinez

Ben was referred through a trusted friend and came highly recommended. After thinking about refinancing my home and working with several other agents, I gave Ben a call, curious about his advice as well as the options he might suggest. I was more than pleased at Ben’s professionalism. He was very knowledgeable and after my own research was confident he was trying to meet my needs and priorities. He was extremely efficient as well as timely in his work and keeping deadlines. I was very pleased with my experience in working with Ben, confident that if I have additional questions he will be there to help! I highly recommend Ben’s services.

What is the Purpose of Refinancing

Reduce Your Payment

Take Cash Out

Shorten Your Loan Term

Consult, Receive Loan Estimate & Apply

Lock in Your Rate, Underwriter Approval

Provide Closing Conditions, Receive Closing Disclosure & Close!

What Mortgage Lender Has the Best Rates in 2024

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